Although this is not the most ideal of situations, for the savvy investor, this type of property procurement is definitely more beneficial. As for the homeowner in question, although the entire experience of the foreclosure can be a nightmare, it is still a better option than being declared bankrupt. The upside to foreclosures would be that the shrewd investor would be able to capitalize on this type of property procurement, and the seller who is in dire straits would be able to get rid of the property fairly quickly, so that no further debts are incurred. As for the downside, it is obvious that the property is already undergoing some financial problems, thus there is no question about the possible risks involved, which in this case could be comparatively higher